yes – in most cases! our group of providers not only include specialist extreme sports providers, but medical providers too. this means we can confidently say that we will consider cover for most medical conditions and, where possible, find a policy that suits your travel needs. just let us know about any medical conditions you have when taking out a quote!

it's really easy to declare any medical conditions online. all you need to do is answer our short set of questions during the quote process and this will help us determine the most suitable policy for you, based on your health and the type of trip you’ve got planned.

in some cases, we may ask you to give us a call if we require additional information. it’s so important that you let us know about any medical conditions when buying a travel insurance policy as if you later need to make a claim related to your condition, you may not be covered.

did you know the average downhill skier can reach speeds of 40-50mph? sounds exhilarating, but speeds like that will mean your average travel insurance policy will not provide this cover as standard.

it comes as no surprise that participating in winter sport activities can come with its own risks, which is why it’s essential that you have the right cover in place. most standard travel insurance policies do not offer cover against the mishaps that could occur during a winter sports getaway. for example, your equipment, be it your helmet or snowboard, typically aren’t included under your standard policy’s possessions cover. standard policies also don’t provide cover for risks such as piste closure causing you to be unable to ski.

for this reason, it’s important to have suitable cover for your trip, even if this costs you a little extra.

a winter sports activity could be classed as anything from the slower-natured sleigh ride, on-piste skiing on the beginner's slope, ski-doo riding, ice hockey and even more extreme activities such as the ‘ice ultra-marathon’. each travel insurance provider may vary with their definition of ‘winter sports activities’. so, if your planned activity involves snow and/or ice in any capacity, it may be worth taking an extra couple of minutes looking into your policy to double-check it is covered.

some activities may not be covered under a winter sports policy due to being too high of a risk. for example, certain types of freestyle aerial skiing, as well as activities that go against the local authority’s advice aren’t typically covered on most winter sports policies.

that being said, as our panel of providers include specialist extreme sports insurers, if there is a specific activity that you would like to get involved in that’s not covered across our other brands, we may be able to tailor cover especially for you. just give us a call and we’ll see what we can do.

most winter sports policies and extensions available at albert & eddie are able to cover almost every destination across the globe (as long as the country you plan to visit has not been advised against travelling to by the Foreign, Commonwealth & Development Office).

just make sure you let us know which destination(s) you plan on travelling to and we’ll guide you to the most suitable policy for your trip.

most of the standard policies on offer at albert & eddie provide a basic level of protection against Covid-19. for example, cancellation cover if you can’t go on your trip due to catching the coronavirus up to 14 days before your trip takes place. plus, cover for medical expenses should you need emergency medical treatment due to Covid-19 while you’re away.

most policies at albert & eddie also have the option to enhance your Covid-19 protection with a policy extension. so, after you’ve added your winter sports extension (if needed), you can also add-on additional Covid-19 protection too, if you like.